Terms and Conditions

1. Acceptance of Terms

By using our Website, you confirm that you have read, understood, and agree to these Terms of Use and our Privacy Policy.


2. Website Content & Disclaimer

The content on this Website is for informational purposes only and should not be considered financial, investment, or legal advice. We do not guarantee the accuracy, completeness, or reliability of any information presented.

Financial Disclaimer: We are not financial advisors. Before making any financial decisions, consult a professional.


3. Affiliate Disclosure

Our Website may contain affiliate links to financial products, such as credit cards and high-yield savings accounts. We may earn a commission when you click on or make a purchase through these links. However, this does not affect our editorial integrity.

We strive to provide honest, research-backed recommendations, but we encourage users to do their own due diligence.


4. User Responsibilities

By using our Website, you agree that you will:
Use the Website only for lawful purposes.
Not attempt to hack, disrupt, or interfere with our Website’s security.
Not copy, reproduce, distribute, or modify our content without permission.

We reserve the right to restrict or terminate access to users who violate these terms.


5. Intellectual Property

All content on this Website, including text, graphics, logos, and images, is protected under copyright laws. You may not reproduce, distribute, or modify any content without our written permission.


6. Third-Party Links

Our Website may contain links to third-party websites (e.g., financial institutions, affiliate partners). We are not responsible for their content, policies, or security. Visiting third-party sites is at your own risk.


7. Limitation of Liability

To the fullest extent permitted by law, we are not liable for:
Any losses or damages resulting from the use of our Website.
Errors, inaccuracies, or omissions in our content.
Any actions taken based on information from our Website.

Your use of the Website is at your own risk.


8. Changes to Terms

We may update these Terms of Use at any time. Any changes will be posted on this page with an updated effective date. Continued use of the Website after updates means you accept the new terms.


9. Governing Law

Any disputes arising from these Terms of Use or your use of this Website shall be exclusively resolved through binding arbitration under the rules of Ubycron.com.

By using this Website, you waive any right to participate in a class-action lawsuit or a jury trial related to any dispute arising from this agreement.

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